Get the Automotive Financing You Need and Drive Home to New Castle, Wilmington or Dover

We know how important it is the find automotive financing that works best with your needs and budget. Rest assured that once you've finally found the Hyundai Elantra, Palisade, Santa Fe, or Sonata that best meets your lifestyle and preferences, the finance professionals at Hertrich Hyundai of New Castle can help.

Our financial team has the experience and resources needed to assist New Castle and Wilmington drivers in choosing the loan or lease solution that works for your budget, not against it. Whether you're looking to purchase or lease a brand-new Hyundai or a quality used model, our team would love to help. We'll work closely with you to best understand your needs and help you make informed and confident decisions.

Not sure whether to lease or buy? Our team can help with that too.

Leasing vs. Financing: Which is Right for You?

There are three ways of paying for your new Hyundai. Writing a check for the full amount is self-explanatory and far less common, so we'll focus on the two most typical options: financing and leasing. Here's a quick overview.

The primary distinction between a loan and a lease is vehicle ownership. With a loan, you pay towards the principal and outright ownership. On the other hand, a lease is like renting, and you pay to use the vehicle for a period of time.

Leasing a New Hyundai near Wilmington

With a typical term lasting from two to four years, leases are great for not being tied down to a long-term commitment. Leases also carry many benefits, like lower monthly payments compared to loan installments. Plus, you only pay taxes on those monthly payments instead of the vehicle's full price. Leased vehicles are covered under warranty for the full duration, and thanks to the contract agreement, lessees aren't responsible for depreciation. At the end of a lease, you can enjoy the amenities and technologies of the latest model-year, switch to a new model, convert the lease to a loan, or simply return the vehicle (this may incur an additional fee).

It's important to consider potential drawbacks for your situation. Leases have yearly mileage limits and do not allow extensive customization. Also, terminating a lease early can result in significant fees. The lessee is responsible for damage beyond "normal wear and tear," but additional insurance options are available to cover the extra costs if necessary.

Financing a New Hyundai near Dover, DE

Car loan installments are usually higher than leasing and, depending on the terms you select, can require a longer-term payment commitment. However, you own the vehicle outright, and there are no mileage limits. You make alterations as you please and sell the vehicle at any time. Furthermore, consistent on-time loan payments are a great way to build your credit score.

If you're ready to move forward with the car-buying process, our convenient, no-obligation online finance application is quick, easy, and could save you up to 90 minutes or more on your dealership visit. We also encourage you to take advantage of online resources like trade-in appraisal. Click or call to get in touch with one of our friendly and experienced finance representatives, or come visit us in New Castle. We're located a short drive from surrounding areas like Wilmington, Elkton, Middletown and Dover.

Your privacy is important to us.

Hertrich Hyundai of New Castle takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Hertrich Hyundai of New Castle

120 S Dupont Hwy
Directions New Castle, DE 19720

  • Sales: (866) 688-4402
  • Service: (866) 796-5362
  • Parts: (866) 796-5362


  • Monday 8:30am - 8:00pm
  • Tuesday 8:30am - 8:00pm
  • Wednesday 8:30am - 8:00pm
  • Thursday 8:30am - 8:00pm
  • Friday 8:30am - 8:00pm
  • Saturday 8:30am - 5:00pm
  • Sunday Closed